Terms of Use

1. Acceptance of Terms

By accessing and using the SIF Consulting website ("Site"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this Site.

2. Use of Site

You agree to use this Site only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Site. Prohibited behavior includes:

• Harassing or causing distress or inconvenience to other users
• Transmitting obscene or offensive content
• Disrupting the normal flow of dialogue within the Site
• Attempting to gain unauthorized access to any part of the Site

3. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, images, and software, is the property of SIF Consulting or its content suppliers and is protected by Indonesian and international copyright laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from this Site without our express written permission.

4. User Content

By submitting any content to us (such as through our contact form), you grant SIF Consulting a non-exclusive, royalty-free, perpetual license to use, reproduce, and publish such content for our business purposes.

5. Professional Services Disclaimer

The information provided on this Site is for general informational purposes only and does not constitute professional advice. For specific business, legal, or financial advice, please consult with a qualified professional.

Our consulting services are provided under separate agreements, and nothing on this Site should be construed as an offer or guarantee of services.

6. Limitation of Liability

To the fullest extent permitted by law, SIF Consulting shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from:

• Your use or inability to use the Site
• Any unauthorized access to or alteration of your data
• Any content or conduct of any third party on the Site
• Any errors or omissions in any content

7. Indemnification

You agree to indemnify and hold harmless SIF Consulting, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising out of your use of the Site or violation of these Terms.

8. Third-Party Links

This Site may contain links to third-party websites. These links are provided for your convenience only. We do not endorse or assume any responsibility for the content or practices of linked sites.

9. Modifications

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes acceptance of the new Terms.

10. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the Republic of Indonesia. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of Indonesia.

11. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

12. Contact Information

For questions about these Terms of Use, please contact us at:

• Email: legal@sfconsulting.com
• Address: Jakarta, Indonesia
• Phone: +62 21 1234 5678